The Bankruptcy Law Center
Law Office of Don Provencio, PA
Albuquerque, NM
The Bankruptcy Law Center - 505-242-STOP (7867)
The Difference Between Chapter 7 & 13 Bankruptcy
Harassment by creditors and collections agencies makes debt struggles more difficult.
If you are tired of facing the threat of wage garnishment and repossession then filing
for personal bankruptcy may be the best option to get the fresh start you need. Explore
your options by discussing your case with an experienced bankruptcy attorney.
Chapter 7 Bankruptcy Helps You To Liquidate Your Debts
Chapter 7 bankruptcy allows you to eliminate debt while keeping assets. Keeping assets
is dependent on the equity in your assets and the total value of your exemptions which I will
go over with you in person. During your free initial consultation, I will discuss the debts
that are dischargeable which include, but are not limited to, credit card debt and medical bills.
We will also discuss the assets you can protect from liquidation. From filing a Chapter 7 bankruptcy
to discharge the process lasts approximately 90 to 120 days.
Chapter 13 Bankruptcy Helps You to Restructure Your Debts
Harassment from the IRS or State taxing authorities and threats of foreclosure or repossession
make filing for Chapter 13 bankruptcy possibly the best choice available. Chapter 13 is made up
primarily of a payment plan that lasts between three and five years and is overseen by a trustee.
After the final payment is made any remaining dischargeable debts are wiped away.
At the Bankruptcy Law Center I am here to identify your specific needs and explore the debt relief
options available to you. If you are considering Chapter 7 or Chapter 13 bankruptcy then I am here
to help and not judge you. I look forward to helping you find the bankruptcy relief you need.
Since 1987 the Bankruptcy Law Center has filed over 12,000 Chapter 7 and Chapter 13 bankruptcy cases . . . successfully helping New Mexicans get a fresh start.
Before You Make Any Decisions You Need To Talk To A Dedicated and Experienced Bankruptcy Attorney
Hire Me And I Will Provide You With The Personal Service You Deserve From A Bankruptcy Attorney
Contact me at The Bankruptcy Law Center for a Free Initial Consultation - 505-242-STOP (7867)
I provide a comfortable environment for you to discuss your specific needs and concerns. When you come to my
office for a free consultation you will find that I will personally take the time to get to know you and craft
a solution that works best for you. From the moment I take your case until your case is resolved, I will be
personally involved every step of the way.
Start the debt relief process with a free initial consultation by contacting me today.
The Bankruptcy Law Center and The Law Office of Don Provencio, PA is conveniently located at
1721 Carlisle Blvd. NE in Albuquerque which is near Interstate 40 and Carlisle.
Call 505-242-STOP (7867)
for a free consultation with an experienced and highly capable bankruptcy attorney.
I am a debt relief attorney. I help people file for bankruptcy relief under the Bankruptcy Code.