The Bankruptcy Law Center
Law Office of Don Provencio, PA
Albuquerque, NM

The Bankruptcy Law Center - 505-242-STOP (7867)

When the IRS or State file a Tax Lien it brings stress, worry and uncertainty. It serves as a public notice to creditors that the IRS or State has a claim on your house, car, bank account and anything in your name and against all your property, including property you acquire after the IRS files the Lien.

A Tax Lien is about the worst blemish that you can have on your credit report. A Lien may affect your ability to buy a home, get a loan, a vehicle, a new credit card, or sign a lease. The ability to work or enjoy your personal life is severely impacted. Empower yourself with knowledge about the options you have with one telephone call to my Law Firm.

I help people understand the Bankruptcy process and specifically the effects of Bankruptcy on a Tax Lien. If you receive a Notice of Tax Lien you need to contact me ASAP to determine how best to deal with it.

If you cannot remove a Tax Lien or challenge it then you must deal with it ASAP by either paying off the tax debt or proposing a payment plan to the government through a Chapter 13 Bankruptcy.

A Tax Levy which is different from a Tax Lien is a legal seizure of your personal property to satisfy your tax debt. The levy enables the government to either seize or sell possessions held by you or held for you by someone else. It also allows the government to garnish your wages and/or empty your bank accounts to satisfy your back taxes. A Bankruptcy filing stops all Levies while providing time to assess your options.

If you receive a notice of proposed Tax lien or Final Notice Of Intent to Levy then you need to contact me ASAP so we can do damage control before a Lien is filed or a Levy garnishes your wages, drains your bank account, or the government seizes your possessions. If you don't know how to negotiate your tax debt with the government then I can help you.

Tax issues are usually difficult and stressful. I'm here to help you, not judge you. I am here to identify the best solution. Chapter 7 or Chapter 13 Bankruptcy may be the best option you have in securing an automatic stay of a possible Tax Lien or Levy to stop further collection action.

You Don't Have To Feel Guilty About Pursuing A Stay On A Tax Lien Or Tax Levy
The truth is that good people can find themselves in bad situations. Falling behind on your taxes does not make you a bad person. Bankruptcy laws exist to fix those specific problems. Banks retain Bankruptcy attorneys to help them. Shouldn't you retain my services after a Lien has been filed or you've received a Notice Of Intent To Levy?